Private Lender Specializing in SBA 504
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We work with loan brokers nationwide to offer their clients SBA 504 loans with competitive rates, favorable terms and quick turnarounds.
INTEREST RATES
7% -8.5%
LOAN AMOUNT
$500K - $10 million
Amortization
10 - 25 years
Estimated blended rate of SBA debenture & 1st Mortgage.
Be your client's Hero
If you have small business clients who wants to acquire, refinance, renovate or build commercial real estate for their business, the SBA 504 program provides one of the most attractive financing solutions in commercial real estate.
Why SBA 504?
Learn why SBA 504 is the best option for small business commercial real estate
Why APC Lending?
APC Lending is a non-bank lender specializing in SBA 504 transactions. We make the process of getting an SBA 504 loan as seamless and fast as possible. Whether the borrower is buying or building, we remain the point person throughout the entire process, making sure everything stays on track until we fund.
We Move Quickly
We Finance Construction
Referral Program
We view loan brokers as vital partners. The borrower is your relationship and we are here to help you serve your client's needs and ensure you are quickly and fairly compensated on every deal.
Ready to Get Started?
We only need a few pieces of information to indicate interest.
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Debt Service Coverage
Past year and Interim DSC
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FICO
Average FICO scores of Guarantors
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Property Location
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Use of Proceeds
Project Size - acquisition, refinance or construction
Do you have a loan that needs a home?
We'll tell you 'yes' or 'no' in 24 hours or less
Our 504 Loan Process
| Typical Loan Terms | |
|---|---|
| TERM | 10 Years |
| RATE STRUCTURE | 5 year fixed/5 year float |
| AMORTIZATION | 25 Years |
| PREPAYMENT | 5 Year - 20% payable each year |
| INTERIM LOAN | I/O - Prime + 200bps |