Why An SBA 504 Loan Could Be The Right Loan For Your Business

Less Money Down

SBA 504 loan can finance up to 90% of your total project cost*, including the land, construction/renovations, soft costs and closing costs. Conventional commercial loans require 2 – 3 times the equity (20-30% down).

*For owner-occupied real estate only. Investment real estate is not eligible for a and SBA 504 Loan.

Why an SBA 504 Loan? | APC Lending

Competitive, Fixed Interest Rates

Long-term (up to 25 years), below-market, fixed interest rates can help your business save on expenses.

Longer Loan Amortizations

Loan amortizations up to 25 years can reduce monthly payments and help your business preserve cash flow.

No Balloon Payments, Calls or Covenants

These features common in many  conventional commercial loans can provide unneeded and unnecessary obstacles to growing your business.

Close within 30 Days

Our goal is to get you to the closing table more quickly than traditional lenders.  As small business owners ourselves, we understand the importance of working on your schedule, not your lender’s.

The Right Loan from the Right Lender

An SBA 504 loan offers better options than most traditional loans. An SBA 504 loan from APC Lending offers small business owners a better experience than most bank lenders.