6%-7%
Interest Rates*
$1-10mil
Loan Amounts
25 years
Amortization
*Estimated total blended project rate
We’re Better than a bank
We believe small business lending can be thorough without being slow and bureaucratic. What CDCs and Loan Brokers get with us is a partner who is proactive and dependable from start to finish.
Flexibilty
We can’t do them all, but we can do more than most banks.
Certainty
No surprises. If we tell you we can close, we’re going to close.
Speed
No one is going to be waiting on us to get your loan over the finish line.
Expertise
We are an SBA 504 only lender. It’s what we know and it’s what we do. Every day.
Benefits of SBA 504 for Small Businesses
Low down payments
SBA 504 loans can finance up to 90% of your total project cost while most conventional commercial real estate loans require 20-30% down.
Low Long Term Fixed Rates
Long-term (up to 25 years), below-market, fixed interest rates can help your business save on expenses.
Long amortization for better cashflow
Loan amortizations up to 25 years can reduce monthly payments and help your business preserve cash flow.
Capital to grow small business
SBA 504 loans provide business owners access capital at attractive terms when most traditional lenders would not be interested.
Fast Track to Close
What is the process for getting an SBA 504 loan through Access Private Capital?
Pre-Qaulify
Timeline: 1 Business Day
Task: Determine if loan is eligible and qualifies.
Result: Receive Term Sheet
Gather
Timeline: 30 days
Task: Prepare loan for SBA submission. 3rd party reports.
Result: Loan Package Ready
Submit
Timeline: 10 Days
Task: Loan underwriting completed and loan package sent to SBA for approval.
Result: SBA Approval
Close
Timeline: 14 Days
Task: Title policy, insurance coverage and Loan documents prepared.
Result: Loan Closed
Find out if you qualify
Are you ready to finance commercial real estate for your small business?
Recent Closings
Small Businesses don’t ask for easy – just Access.
“Access Private Capital stands behind the risk-takers, the job-creators, the dream-builders.”
